Manuel Ravier, Housing Information Manager at residenceetudiante.fr · Published on September 24, 2026

The quick answer

Using a student home insurance comparison tool can save you up to 40% on your annual insurance premium. Housing insurance plans for a studio or a room range from €3.50 to €12 per month. To make an accurate comparison, look at the monthly premium, the deductible amount, and whether civil liability coverage is included in each policy.

Key takeaways on student home insurance

The average saving achieved using a student-focused comparison tool is €45 per year, according to the 2026 Housing Insurance Barometer. The average price of home insurance for a student studio in France is €9.50 per month, based on a 2026 INSEE fact sheet. As for rent, the average cost for a studio is €580 per month (excluding service charges), according to the 2026 Meilleursagents.com barometer.

One figure stands out above the rest: 100% of landlords and residence managers require a valid proof of insurance before handing over the keys (Service-Public.fr, 2026 data). Of the 1,920 students assisted by residenceetudiante.fr in 2026, 86% selected their policy after comparing options online, prioritizing the minimum deductible (internal data, recorded September 23, 2026).

Who is the author?

Manuel Ravier specializes in rental procedures and budgeting solutions for young people at residenceetudiante.fr. She has analyzed over 6,000 insurance policies and guided students toward the most competitive coverage options, ranging from small 12 m² studios to shared apartments for four people.

Why use a student home insurance comparison tool?

A comparison tool gives you a comprehensive overview of the rates offered by traditional insurers, mutuals, and neo-insurers. By entering details about the size and type of accommodation, you can access the cheapest quotes without having to contact each company individually. For a student looking for housing between exams, this shortcut can make all the difference to their week.

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