In 2026, all student tenants in France are required to purchase home insurance. This policy covers the main rental risks (fire, water damage, liability) and protects both the property and the tenant in the event of a claim. 
A plan tailored for students can start at less than €5/month for a room under 20 m². The price increases with the size and location of the property.
Moving into your first place is a major milestone in student life. Whether you’re moving into a dorm room, a studio, or a shared apartment, the question of coverage comes up right away. 
Between mandatory coverage, various plans, and different rates, it’s easy to get lost. This practical guide helps you, step by step, choose coverage tailored to your situation in 2026. It is based on concrete data and current industry practices.
 

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